Terms and Conditions

Last updated: December 2024

1. Acceptance of Terms

By accessing and using Easy Loan Today's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily use Easy Loan Today's services for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials

3. Loan Application Terms

When applying for a loan through our platform, you agree to:

  • Provide accurate and complete information
  • Be at least 18 years of age
  • Have a valid bank account
  • Meet our creditworthiness criteria
  • Understand that approval is not guaranteed
  • Agree to our interest rates and repayment terms

4. Interest Rates and Fees

Our loan products are subject to the following terms:

  • Interest rates range from 5.99% to 29.99% APR
  • Loan amounts from ₹1,000 to ₹50,000
  • Repayment terms from 6 months to 36 months
  • Processing fees may apply
  • Late payment fees may be charged

5. Privacy and Data Protection

We are committed to protecting your privacy. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

6. Disclaimer

The materials on Easy Loan Today's website are provided on an 'as is' basis. Easy Loan Today makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

7. Limitations

In no event shall Easy Loan Today or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Easy Loan Today's website, even if Easy Loan Today or an authorized representative has been notified orally or in writing of the possibility of such damage.

8. Accuracy of Materials

The materials appearing on Easy Loan Today's website could include technical, typographical, or photographic errors. Easy Loan Today does not warrant that any of the materials on its website are accurate, complete, or current. Easy Loan Today may make changes to the materials contained on its website at any time without notice.

9. Links

Easy Loan Today has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Easy Loan Today of the site. Use of any such linked website is at the user's own risk.

10. Modifications

Easy Loan Today may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: legal@easyloantoday.com

Phone: 1-800-EASY-LOAN

Address: 123 Financial St, Money City, MC 12345