Privacy Policy

1. Introduction

Easy Loan Today ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan services.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Apply for a loan
• Contact us through our website
• Subscribe to our newsletter
• Participate in surveys or promotions

This information may include:

• Name and contact information (email, phone number, address)
• Financial information (income, employment details, bank account information)
• Identity verification documents
• Credit history and credit scores
• Social Security Number or other identification numbers

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent on our site
• Referring website information

3. How We Use Your Information

We use the information we collect for various purposes, including:

• Processing loan applications and determining eligibility
• Verifying your identity and preventing fraud
• Communicating with you about your loan application and account
• Providing customer support
• Sending marketing communications (with your consent)
• Improving our website and services
• Complying with legal and regulatory requirements
• Protecting our rights and interests

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

• With service providers: Third-party companies that help us operate our business
• With credit bureaus: To report loan information and check credit history
• With financial institutions: For loan processing and fund transfers
• For legal compliance: When required by law or to protect our rights
• With your consent: When you explicitly authorize us to share your information
• In case of merger or acquisition: If we are involved in a business transaction

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and regular security audits.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

• Remember your preferences
• Analyze website traffic and usage patterns
• Provide personalized content
• Improve website functionality

You can control cookie settings through your browser preferences, but disabling cookies may affect website functionality.

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access and review your personal information
• Request correction of inaccurate information
• Request deletion of your personal information
• Object to processing of your personal information
• Request data portability
• Withdraw consent for marketing communications

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We will delete or anonymize your information when it is no longer needed.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after any modifications constitutes acceptance of the updated Privacy Policy.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: